Why Create your own paystubs

Pay Stub Security

Our website and your pay stubs just got a bit more, with our SSL certificate.   You may or may have heard of this.   An SSL certificate is just one more layer of security you should always look for when you make a purchase online.    Pay stub security is always important, but, when you spend your hard earned dollars, it's even more important.

No matter how much or how little you spend, it's to protect the rest of your funds on your card.   Yes, I know that most banks will protect you, but, there is always a minimum payment, and the hassle of dealing with it.  Plus, the criminals know a lot about you when they steal your CC, so, it could be a lot worse.   You may have to go through the whole process of changing bank numbers, payments and passwords.

If you know what a SSL certificate, great, you understand what it takes to get one, and why it's good for the consumer.

If you DON'T know  what an SSL certificate is..    It stands for Secure Sockets Layer.     This is basically another layer of security on your data, when it's transferred over the internet.

The difference between having an SSL cert, and not, is that there is a 3rd party, that provides that SSL certificate.   So, there is another company, that itself has to be certified to allow the option to sell SSL certificates, to give this website an SSL cert.    They create the encryption, and make everyting secure.     The website owner, does not get to see how it's certified, and the issuer of the SSL cert doesn't get to see the data

Add a logo to your paystub

As mentioned before,  we have upgraded our site to be able to add a logo to your paystub.   This new feature allows your authentic paystub to be even more customized and perfect.   If you want to watch a video of How to do it,  just click here

It's actually quite simple, but, the first time using it, might be a little confusing, so, we created the following step by step instruction to make sure you do it quick and easy.   Please NOTE:  at this time, it only works on the Detailed Paystub, simply because there is no room on the easy one.   It's a short, small paystub, designed to be simple, so, we didn't add it.


1)  Click  on the top menu MAKE A PAYSTUB and then the link to Create a DETAILED PAYSTUB



2)  Fill in your information as needed, by clicking on the box you want to edit


3)  Click on the green ADD LOGO HERE link..   it should be live if you mouse over it.


Make a paystub for Caretaker

pastubs caretaker nanny

Caretakers need paystubs

Make a paystub for caretaker

We have been asked many times why someone would need to create a paystub.   We already know why you need a paystub,  like getting a loan for a car, or needing a paystub to get an apartment.  Basically, any time you need to prove income or employment, you will need a paystub.    No people work harder for their money are nannies and caretakers.   They are truly unsung hero's.   So, if you are a nanny or caretaker, or if you want to make a paystub for caretaker, you are in the right place.   We want to help those that help others.

Our Caretakers

Assisted caretakers all have to pay taxes, like all income earners, so our paystub maker figures it all out for you.   Any other deductions, or other items, our paystubs will help you create it.    Our paystubs are not fake,  they are real Authentic pay stubs.  The calculations are perfect, the paystub layout is perfect, and the deductions are accurate and currently updated for the year and the State taxes.

Paystubs for Nannies and Caretakers

Also, our paystubs are can easily be made consecutive, which means that all the paystub calculations are made one after another, from pay period to payperiod.   Which sounds easy, but, it get's complicated, for YTD calculations, taxes on the cumulative amount, and spread out over that time.    Just try to use excel once, to see how difficult it is.   It's very complex.    But, with our easy paystub maker, you can do it within a few minutes.   Print them and have them, for less that a few dollars a piece if you buy more than one.

We can show you how to make a paystub for caretaker in our how to guide, and our videos,  or, you can play with our paystub maker for free, and view FREE PREVIEWS until you heart is content.    Practice makes perfect, and if we want our caretakers to be perfect, we want to make a paystub for caretakers to be perfect.

Also, if you want to confirm tax values, to make sure we are doing our job,  and we love when you verify us..  to show that we are professionals, please try this link to see tax rate for each state.






It's true..     We love testimonials.   and happy customers..  with our Free Pay Stub Promo Deal!!!

So, here it is..

         Use (Purchase)  our pay stubs, and then take a Selfie in front of the purchase or rental or whatever you use the pay stub for.     With you in it, and a piece of Cardboard   or  Paper   with our Website name on it

  •            We have to clearly see "PAY STUB DIRECT.com"    on the paper in your picture to qualify
  •            You can Smudge or cover your face (or we'll do it for you)
  •            You have to purchase first, and then we will REFUND your money once we get the Picture and your Receipt
  •           LIMITED TIME   so buy it now..

Pay Stub with Tips.

Pay Stub with Tips

Use our pay stub generator that has a TIPS option

As you may know, we are constantly trying to improve our product.   So, we now ask you to tell us, or show us, what is a good format for a pay stub, with tips options on it.   Most of our pay stubs are created to assist people that have an hourly wage.    But, don't have access to add tips in there.

We want to hear from you.

Give us a picture of what the format for a pay stub with tips looks like.   and we'll recreate something similar.   We are never going to use your info, in fact, we usually discard it for your and ours protection.    We just need to see the layout.   Feel free to send us a pic in our email, with that info, and we'll create one for you for free.

As much detail also helps, like taxes, or how you divide it.   or suggestions on what you'd like to see in regards to pay stub with tips, or any other addition you think is pertinent.    we are serving you, to give you the best possible Pay stub.

As you may know,  Tips on a pay stub are taxed slightly differently than regular income, so, you need to make sure it's accurate.   It's not just an addition.   Some states don't but, most do.    You need this to be accurate and authentic.

We are one of the most affordable and accuate pay stub Generator online.   Plus, we're very easy to use, and constantly improving our product.    To provide you with exactly what you need and more.

This is why we need you to help us keep this site on top of google resulsts    We don't pay for adwords to cheat our way to the top, we earn the top rankings by having the most people go to our site, and stay on our site, to show google bots that we are the best pay stub site online.

Pay Stub with a Logo

In our constant push to make our Pay Stubs accurate, and authentic,  we're adding a LOGO option.   yes..  now, you can create your Pay Stub with a Logo on it, of your choosing.   Just get the image, and upload it, with our easy addon ability right in the maker.

This has never been done online with pay stubs, but, we want ours to be the best, and most customizable.   We are the first to create Pay stubs with a logo on it.    I'm sure our competitors will copy us, but, by then, we'll have a bunch of new features, that will always outdo what they are doing.     Our site is the best pay stub Generator online.

You can have your own, or go to google image search, and find the logo you want.

type in Google the name of the company, and then click the IMAGES button below the search box on google.  YOu can download or edit or crop any image you like.   that's what will show up on your pay stub.

So, you may need to edit it a little bit, in case it's not the exact image that would fit.

Another SEARCH BOX  entry into google you can make, would be "logo,  your-company-name"     that will find a lot of LOGO's in the IMAGE search.

Good, luck, and tell your friends, that now, there is a webiste that has the ability to create a pay stub with a logo on it.

Pay Stub Direct from Manufacturer

Accurate Authentic and Detailed, these are the 3 most important values we strive for here at Pay Stub Direct, in our quest to create our masterpiece.  Yes, Easy is important, yes, Value is important, and we do very well.     But, our primary objective, is the 3 we mentioned.    Ultimately, that is why you are here, because you want the best product.   No, You need the most Accurate paystub, the most Detailed paystub and the most Authentic paystub.   This is what you'll get when you buy your pay stub direct from manufacturer.

Without that, it doesn't matter how cheap it is, even if it's a Free Pay stub,   it doesn't matter if it doesn't work right?    Or, if it's super easy to use,   If it's not one of our 3 core values, then, it won't matter.

We create the pay stubs ourselves.   We don't farm them out like the other guys.   Or let someone else do it.   We have the software in our office.  We are the manufacturer of thes pay stubs.

We are constantly improving and asking our customers for suggestions on how to make you happy.   We think that your input is invaluable to a great product.    We call it pay stub crowd sourcing.     We know we don't know everything, and sometimes, we even miss something, or don't think of a feature that could be added.    So we take it from our customers suggestions and observations.

As you can see, our software has many aspects that would help you create what you need.   A lot of details to change, to make a perfect paystub

Paystub tax brackets explained

Tax brackets is a term used by accountants and other financial professionals used to describe the levels of which you will be taxed on.    Or, what category of tax you will be.    We at pay stub direct, have tried not only to make great looking paystubs, but, have created a blog series to educate and have paystub tax brackets explained, amongst everything else explained about the common paystubs

Everyone is taxed that works in this country, but, not all at the same level.    This is based on a percentage of your income, and some are higher and some are lower.    There are many factors, but, primarily, it's your living status, like Married, couple, single, head of household, etc.   and the other part is, how much you make.

Usually states tax people at a higher percentage if they make more.   Which is hugely unfair.

We all must pay taxes, and do all our share of work, and if you make more, your share will be larger than the person making less, but, it shouldn't be different.

Saying this another way, is comparing two neighbors that both have pools in their backyard,   One is 2x as big than the other.    So, in a fair world, the bigger one should accept 2x the amount of kids.     If all other things are equal.

It is fair to say, that both pools are handling what they can handle,  yes, the bigger pool has more kids, but, based on it's size, it can handle the extra kids because it's extra big.

Therefore, it would be "unfair"  to say, that the bigger pool, should take on even MORE kids than the smaller one,  basically, the bigger pool will have to work harder to handle the kids.   Which makes the owner think, I should never have gotten a big pool, there are way too many kids here.

Of course, the kids don't think it's unfair, because they're happy to be in a pool.  Until they grow up, and then get their own pools, and realize they don't want the burden of having all the kids in their pool.

That's how our government works,  it punishes someone for getting bigger, or doing better,  by taxing them more.   In essence, it's smarter to earn a bit less, because you won't be taxed as much.

The POOL's themselves would be considered as tax brackets.   small tax bracket and big tax bracket.   In the tax world, there are multiple tax brackets.   The federal tax is usually about 5-6 brackets, or pools,  and states range from ZERO to 8-10.

It's wise to know which tax bracket you are in, and how much money you're going to make this year,    if you see yourself approaching the next bracket, it might be wise to slow down, and not work so hard, because you'll be taxed at a higher level.   You will in fact, earn less if you work more

to make things easy, let's say there are 2 tax brackets,  0%  and then 10%.    I know it's oversimplyfying, but, I'm trying to prove a point.     and the 10% tax bracket started at 100,000$     Well, if you made 99,999$   this year, you would pay no tax, and bring home 99,999$ this year.

But, let's say you wanted to work one saturday, or stay in the office late one night.  and you made an extra $5.

Well, that would make you earning $100,004   Which means you'd be in the next tax bracket of 10%.    So, that means, you'd have to pay 10%  of $100,000.       this equates to $10,000

So, you'd bring home $90,004.

Basically, for working a little extra, you are going to make 10,000 less than the other guy, who didn't work extra.

That's just stupid, anyone will call you crazy for doing that, and you'd have to be crazy to do that.   it's silly, but, that's how the Tax bracket system is setup, so, you are truly punished for working extra.

Can you now agree that this system is unfair, and need to change.

How To spot a fake paystub

Detecting the difference between a copy and the real thing is very easy, if you know what to look for.   Just like fake merchandise like watches or name brand purses, the devil is in the detail.    We'll go through a few items that I would look for if I were presented a pay stub and show you how to spot a fake paystub

1)  General look of a pay stub.   It doesn't have to be "pretty"  per se,  with fancy fonts, or logo's etc.    But, it has to look official, which, coming from an accountant, usually means readable, organized and square/robotic  if you know what I mean.   Fancy or neat fonts are not readable by computers or people from different parts of the world.   So, paystubs truly have to be bolcky and obvious as to what is being displayed.   It's not good to be non-discernable between an "o"  and a "zero".   Usually they have a dot, or line through it denoting the number

Screen Shot 2014-05-06 at 11.12.25 PM

2)  All digits have to line up.   and the Decimal points as well.   If this is not the case, it's most certainly not a real pay stub,  as accounting departments love colums..  like their programs such as Excel, or Quickbooks.   It has to be organized.   It's just numbers..

3)  There does not necessarily have to be a $ sign if front of the numbers.   Maybe on the Check itself, but, not on the paystub..  it's just a numbers thing usually.   The Decimal is Key.   They love every penny, and will account for each.

paystub details

Paystub Details


4)  The math has to make sense, but, it doesn't have to be the same for every paystub.    If you get paid weekly, you may or may not get charged the same fees and taxers each month,  like your SS, or Fica, or perhaps your garnishments.    Plus, sometimes, accounting departments make adjustments.

5)  You get taxed based on your projected yearly earnings, but, those may change..    Maybe you worked overtime in your last month of the year, or you took off the month of June, or you got fired in September.   So, your taxes deducted from your check are just an ESTIMATE.   That is why we all have to file our taxes at the end of the year, to nail it down, and you may need to pay, or be paid from the government due to Overpaying or Underpaying.


paystub notes

6)  There is no one "standard" pay stub, but, they all have similar qualities, and are generally the same.   Payments, Deductions and special issues.   Plus, bigger companies do communicate via your paystub, because everyone looks at it.   Legitimate paystubs will have all that.

7)  There is always a part that is either torn off at the bottom or top.

8)  If not 7, then check for the words DIRECT DEPOSIT, or something to show where the check went

We pride ourselves in making very authentic and professional paystubs.   Check out the FREE preview before you buy, and test it for yourself.